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FTMO 1-Step Challenge 90% profit split No time limit Risk 10% EOD Max Loss

Last updated: March 17, 2026

FTMO 1-Step Challenge Review: A calmer way to pass if you trade best without pressure

One evaluation phase. No time limit. A 90% profit split once you progress. If you have been looking for a prop firm challenge that rewards patience and consistency, the FTMO 1-Step Challenge is worth a closer look.

Affiliate disclosure: The buttons below use my affiliate link. If you sign up through them, I may earn a commission at no extra cost to you.

Choose the right FTMO portal

Use FTMO Global if you are outside the USA. Use FTMO US if you are going through the U.S. onboarding route.

FTMO Global

Best for most international traders and the standard FTMO route. Start 1-Step (Global)

FTMO US

Use this if you are specifically joining through the U.S. FTMO path. Start 1-Step (US)
TL;DR: The FTMO 1-Step Challenge gives traders a simpler evaluation path with one phase, no time limit, a 10% target, 10% end-of-day trailing max loss, and a Best Day Rule designed to reward consistency. It is especially attractive for traders who hate rushing and prefer waiting for cleaner setups.

What Exactly Is The FTMO 1-Step Challenge?

The easiest way to explain the FTMO 1-Step Challenge is this: FTMO created a more direct evaluation model for traders who prefer a simpler path. Instead of the classic two-phase structure, you complete one evaluation phase. If you hit the objectives while respecting the rules, you move forward to the FTMO Account stage.

That makes this format especially appealing for traders who hate being rushed. The no time limit prop firm angle matters because it changes the psychology of the challenge. You can wait for cleaner setups, skip bad market conditions, and avoid forcing trades just because a deadline is hanging over you.

If you are still comparing the broader ecosystem, it is worth reading our FTMO Review and our guide to FTMO Global platforms so you can see where the 1-Step model fits.

What’s New At A Glance

  • Single evaluation phase with no separate Verification stage
  • Profit target: 10%
  • No time limit to reach the target
  • Max Loss: 10% calculated with end-of-day trailing
  • Best Day Rule: your best day should not exceed 50% of the profit target
  • Profit split: up to 90% once you progress
Why it’s appealing

Less pressure, more quality

  • You can be patient instead of hunting trades to beat a clock.
  • One phase feels mentally simpler than a multi-stage evaluation.
  • It fits traders who already have a tested system and want room to execute it properly.
Still strict

Risk control still decides everything

  • The drawdown rules still matter more than the target.
  • The Best Day Rule pushes consistency, not one lucky smash day.
  • No time limit is a gift, but it only helps traders who stay disciplined.

The Rules That Matter Most

Most traders do not fail prop firm challenges because they misunderstand the target. They fail because they mishandle risk. With the FTMO 1-Step model, the core rules are simple enough to understand, but they still punish poor discipline.

Rule What it is How it behaves What to do with it
Profit Target 10% of initial balance No time limit Trade only your best setups. You do not need to rush the challenge.
Max Loss 10% EOD trailing Based on your best end-of-day balance Protect equity first. Avoid big swings, revenge trades, and oversized risk.
Best Day Rule 50% of profit target Your biggest day should not exceed half the total target Build the result through repeatable trading, not one hero day.
Profit Split Up to 90% Applies after progression Think long term. The real value is in sustainable funded-style trading, not just passing.

A quick note on the Best Day Rule

This rule is basically FTMO’s way of checking whether your results look repeatable. If one giant win carries too much of the whole result, you may need more steady trading afterward so that big day becomes a smaller percentage of the target. In plain English, FTMO wants to see consistency, not a lucky explosion.

Great fit

Who this is best for

  • You prefer fewer, higher-quality trades.
  • You do well when you are calm, selective, and patient.
  • You are comfortable waiting days for an A+ setup.
  • You want a prop firm with no time limit because rushing hurts your results.
Be honest

Who may struggle with it

  • You chase losses or revenge trade.
  • You suddenly spike lot sizes when emotions kick in.
  • You rely on one huge day to save the whole challenge.
  • You get bored easily and start inventing setups.

How This Compares To The Classic FTMO Route

The classic FTMO structure still works well for many traders, but the new 1-Step format removes a layer of friction. That is the big attraction. One phase feels easier to manage mentally, especially if you already know how you trade and just want space to execute. If you want to compare the broader setups, our article on FTMO US vs FTMO Global helps clarify which route makes more sense depending on your region and onboarding path.

For U.S. traders in particular, it is also worth checking the FTMO US side separately because the pricing, scaling, and premium structure can affect how you think about the long-term upside of the challenge.

Practical

Keep your daily plan boring

  • Trade a consistent session window.
  • Stick to a small set of setups you already know.
  • Step away when the market is messy or you feel off.
  • Do not let “no time limit” turn into random overtrading.
Reality

Passing is mostly risk management

  • Protect drawdown first, profits second.
  • Size the same way every time.
  • Journal your mistakes so they do not repeat.
  • Think like a funded trader before you become one.
Why traders like this model: the FTMO 1-Step Challenge reduces deadline pressure while still rewarding discipline. That balance makes it attractive to traders who prefer patience over speed.

Ready To View It Now?

If the FTMO 1-Step format matches your trading style, use the right portal below for your region.

Start with FTMO Global

Use this if you are outside the USA or you want the standard FTMO route. Start 1-Step (Global)

Start with FTMO US

Use this only if you are specifically joining through the U.S. FTMO path. Start 1-Step (US)

FAQs

Is the FTMO 1-Step Challenge easier?
It is simpler, not easy. One phase and no time limit reduce pressure, but you still need strong discipline, consistent execution, and careful risk control.
What is the FTMO 1-Step profit target?
The current 1-Step Challenge uses a 10% profit target. The difference is that there is no time limit, so you can let the market come to you instead of forcing trades.
What does 10% EOD trailing max loss mean?
It means the maximum loss limit follows your best end-of-day balance rather than staying fixed forever. That is why smooth equity growth matters so much on this model.
What is the FTMO Best Day Rule?
Your best trading day should not exceed 50% of the total profit target. It is a consistency rule designed to discourage one huge day from carrying the whole result.
Which link should I use, FTMO Global or FTMO US?
Use FTMO Global if you are outside the USA. Use FTMO US if you are specifically going through the American onboarding path.
Can I take my time with the FTMO 1-Step Challenge?
Yes. That is one of the biggest advantages of this format. Since there is no time limit, many traders use it to focus only on high-quality setups instead of overtrading.
Is FTMO 1-Step good for swing traders?
It can be a strong fit for swing traders because patience matters more here than speed. The format naturally suits traders who do not need constant action.
Can beginners try the FTMO 1-Step Challenge?
Beginners can try it, but they should be honest with themselves. The structure is cleaner than many challenge models, but the risk rules still punish emotional trading and weak discipline very quickly.

Official Pages

Reminder: prop trading involves risk. Always read the official rules and objectives before purchasing.

Joseph Kaiba, founder of The Payout Report
Founder, The Payout Report Funded forex trader EA builder

Joseph Kaiba

Founder of The Payout Report, funded forex trader, and specialist in metals trading.

Joseph Kaiba is the founder of The Payout Report. He is a funded forex trader who specializes in metals trading, with a strong focus on gold and other fast-moving market setups. He has also built three proprietary Expert Advisors based on his own trading ideas and real market experience. Through The Payout Report, Joseph shares practical insights on prop firms, payouts, trading tools, forex VPS solutions, and the day-to-day realities of serious trading. He also works in content strategy and SEO, bringing a clear and practical publishing mindset to his work.

Funded trader Trading with several prop firms and sharing real-world experience.
3 proprietary EAs Built around personal trading logic, strategy testing, and market execution.
Metals focus Special interest in gold and other high-volatility trading opportunities.