Commission/Cost Planner for FTMO US MT5

Know your all-in trading cost before you click Buy/Sell

Spread + commissions + slippage + swaps — in dollars, in % of risk, and per $100k notional.

Updated: August 27, 2025 · Cost planner

Quick take: Enter your position size, spread/point cost, commissions (either $ per lot/side or % of notional per side), expected slippage, and swaps (if you hold). The planner shows your round-trip cost, cost-to-risk ratio, and an easy comparison per $100k notional. Confirm live symbol specs in your platform or FTMO’s Simulated Assets page.

Commission / All-In Cost Planner (Boxed Tool)

Step 1 — Position & pricing

Instrument type Position size — lots (FX) or contract lots Contract size per lot — units or notional ($) Pip/Point value for your size ($ per pip/point) Planned stop distance (pips/points)

Step 2 — Market frictions

Spread (pips/points) Expected slippage (pips/points, round-trip) Swaps ($ per day for your size) Days held

Step 3 — Commissions

Commission mode $ per lot per side Notional value ($) — used when % mode

All-in cost (round-trip)

Spread cost: $12

Commission (RT): $5

Slippage (RT): $5

Swaps (total): $0

Total all-in cost: $22

Cost vs your risk

Planned risk ($): $300

Cost-to-Risk: 7.3% · All-in as R-multiple: 0.07R

Per $100k notional (benchmark)

All-in per $100k: $22

Useful for apples-to-apples comparisons across symbols and sizes.

Cheat-sheet (what to lower)

Trade during tighter spreads
Reduce size around news to limit slippage
Avoid overnight if swaps are heavy
Use fewer entries (one net order) in netting/FIFO environments

Keep costs tiny vs your stop — then pass cleanly and convert profits into rewards and scaling. Start FTMO US (affiliate).

Worked examples (plug numbers from your platform)

Symbol	Size	Pip/Point value	Spread	Commission (RT)	Slippage	Swap x Days	Total cost	Risk (stop)	Cost/Risk
EURUSD	1.0 lot	$10/pip	1.2 pips	$5	0.5 pips	$0	$22	$300 (30 pips)	7.3%
US100	$100k notional	$1/point	1.8 pts	$5	1.0 pt	$0	$7.8	$150 (150 pts)	5.2%
XAUUSD	0.50 lot	$5/tick	2.0 ticks	$2.5	1.0 tick	$3 × 2d	$18.5	$250	7.4%

Notes & best practices

Check symbol specs: Pip/tick value, contract size, and session hours can differ by instrument. Confirm directly in MT5 (Symbol → Specifications) or on FTMO’s Simulated Assets page.
Compare apples to apples: Use the per $100k figure to compare costs across pairs/indices.
Keep Cost-to-Risk low: If your all-in cost exceeds ~10% of planned risk, consider waiting for tighter spreads or reducing size.
Beware of swaps: Overnight or weekend holds can add up; test “days held” to see true cost.
Execution matters: Around news or thin liquidity, slippage dominates — size down or avoid market orders.

Trade efficient. Pass faster.

Know your true costs, keep MDL/ML buffers healthy, and scale with confidence.

Start the FTMO US Challenge

Official resources

Disclosure: FTMO US provides a simulated, educational environment. Performance in simulation does not guarantee results in live markets. This article includes a partner affiliate link.