Estimate your FTMO US Reward — Regular vs Prime/Scaling
Enter your cycle profit, choose reward split, add fee-refund and optional FTMO Points conversion.
Start the FTMO US ChallengeUpdated: August 27, 2025 · Rewards & Payouts
Reward Split Estimator
Inputs
Breakdown
Reward split used: 90%
Gross reward: $10,800
Fee refund (if any): $0
Cash portion before withholding: $8,100
Withholding (optional): $0
Total cash payout: $8,100
FTMO Points (if selected)
Percent converted: 25%
Reward to points ($): $2,700
Points received: 2,348
Implied points value ($/pt): $1.15
Use points to purchase discounted evaluations or other items as per FTMO terms.
How to use the estimator
- Set your split: Pick Regular (e.g., 80%) or Prime/Scaling (e.g., 90%), or enter a custom % if your account shows a different split.
- Fee refund: If this is your first payout, toggle the fee refund and enter your fee amount to see the lump-sum included.
- Points conversion: If you prefer to allocate part of your reward to FTMO Points, choose the % and set the point value you want to use.
- Withholding: Add a percentage to simulate deductions (e.g., payment provider or personal setting). This is just a planning aid.
Worked examples
| Cycle profit | Split | Fee refund | Points % | Point $/pt | Cash payout | Points |
|---|---|---|---|---|---|---|
| $12,000 | 90% | No | 0% | 1.15 | $10,800 | 0 |
| $8,500 | 80% | Yes ($540) | 25% | 1.15 | $6,340 (includes fee refund) | 1,478 |
| $20,000 | 90% | No | 40% | 1.15 | $10,800 | 6,260 |
Notes & best practices
- Be flat & in profit on request day. Rewards are requested when your account is flat and profitable in the request window.
- Plan taxes separately. This tool’s “withholding” is just an estimate; consult your own tax guidance.
- Points are strategic. Converting a portion can help fund future evaluations; update the point value field to whatever FTMO is currently showing.
- Prime/Scaling improves economics. If you’re eligible, bumping to a higher split (e.g., 90%) compounds long-term results.
FAQs — Rewards & Points
Do I always get the fee refund?
FTMO states the evaluation fee is refunded with your first withdrawal. Toggle it on when estimating your first payout.
What reward split should I choose?
Use the split shown on your account (e.g., Regular vs Prime/Scaling). If uncertain, enter a custom percentage.
How many points do I get if I convert part of my reward?
Points = (reward amount converted) ÷ (point value). Adjust the point value to match what FTMO is currently listing.
Make every payout count
Estimate your cash, plan points strategically, and scale cleanly into better splits over time.
Start the FTMO US ChallengeOfficial resources
- How it Works — rewards & fee refund
- Reward Growth & Scaling Plan
- Premium Program (Prime & Supreme)
- Reward withdrawals & options
Disclosure: FTMO US operates a simulated environment. Performance in simulation does not guarantee live-market results. This article includes a partner affiliate link.
