FTMO US State Availability & Eligibility Checklist (2026)

Check your FTMO US eligibility in 2 minutes

State availability, documents you’ll need, and how to stay compliant from day one.

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Updated: August 27, 2025

Quick take: FTMO US is open to U.S. residents and U.S.-incorporated entities (18+) with a valid U.S. Tax ID, a U.S. bank account, and the ability to submit IRS Form W-9 for the first reward. Residents of Arkansas, Delaware, Louisiana, Montana, and South Carolina are not currently accepted. U.S. territories listed below are eligible.

Eligibility at a glance

Requirement What it means Proof you’ll provide
Age 18+ Minimum age to participate Government-issued ID during KYC
U.S. residency or U.S.-incorporated entity Live in a U.S. state/territory that FTMO US serves or run a U.S. company Proof of address (individual) or KYB docs (entity)
U.S. Tax ID SSN (individual) or EIN (entity) for identity & reporting Entered in W-9; verified in onboarding
U.S. bank account Rewards are paid via U.S. rails Proof of ownership before first reward
W-9 for first reward Information return/tax certification requirement Completed IRS Form W-9 on first payout

State availability (2025)

Not accepted (as of today): Arkansas (AR), Delaware (DE), Louisiana (LA), Montana (MT), South Carolina (SC).

All other U.S. states are eligible, subject to standard KYC/KYB and compliance checks. If you relocate, see “Moving between states or entities” below.

U.S. territories

Territory Status Notes
American Samoa Eligible Counts as part of “United States” for eligibility
Guam Eligible
Northern Mariana Islands Eligible
Puerto Rico Eligible
U.S. Minor Outlying Islands Eligible
U.S. Virgin Islands Eligible

What FTMO US is (so you set expectations right)

  • Educational & simulated: You trade in a simulated environment (FTMO Challenge → Verification → Rewards Account). Rewards are monetary payments derived from eligible simulated profits when you’re flat and in profit.
  • Platform: MT5 (netting/FIFO). The U.S. account type uniquely allows news trading and holding positions overnight/weekend.
  • Entities & roles: Evaluation is operated by JV Prop Corporation (FTMO Group). Rewards are under a Signal Provider Agreement with OANDA Prop US Corporation.

Documents & timing — your action plan

Before you buy a Challenge

  • Confirm you’re not a resident of AR, DE, LA, MT, or SC.
  • Gather a valid U.S. ID and recent proof of address (utility bill or bank statement).
  • Have your SSN/EIN ready for identity and W-9.

Before first reward

  • Ensure the account is in profit and fully flat (no open/pending orders).
  • Upload W-9 and proof of bank account ownership (statement showing your name & account number).
  • Watch for review emails; most are handled in business-day timeframes.

Moving between states or entities

If you move outside the U.S., you’ll be asked to switch to FTMO Global or FTMO AU (with conditions). Products can’t be transferred across entities; a fresh Challenge is needed after the switch. If you move within the U.S., keep your Client Area details accurate—KYC may be re-verified.

Read more: Switching between FTMO entities

Fast comparisons that matter

Topic FTMO US Why it matters to eligibility
Residency U.S. residents & U.S.-incorporated entities; five-state exclusion You must live in an eligible state/territory or run a U.S. entity
Tax & payout W-9 + U.S. bank proof on first reward Plan admin early so Day-14 payouts don’t stall
Platform & rules MT5 (netting/FIFO); news & weekend holds allowed Shapes your plan and risk limits from the start
Legal relationship Signal Provider Agreement with OANDA Prop US Corp. Understand who pays rewards and the terms

Self-check: are you ready?

  1. State/territory eligible? Not in AR, DE, LA, MT, or SC.
  2. ID & address ready? Name matches your bank & tax info.
  3. U.S. Tax ID? SSN/EIN on hand; no mismatch across docs.
  4. U.S. bank proof? Statement with your name & account number.
  5. Know the rules? News & weekend allowed; still protect Daily/Max Loss.
If you check all the boxes, you’re good to go. Open FTMO US with my partner link.

Edge-friendly, compliance-first

Because the U.S. account type permits news and weekend holds, it’s a great fit for intraday momentum and swing traders. Just remember: trades must reflect “real-market” behavior. Avoid forbidden practices like feed-latency exploitation, abusive order floods, and coordinated multi-account manipulation. Clean process + clear paperwork = smooth evaluations and payouts.

Frequently Asked Questions

Which states are not currently accepted?

Arkansas, Delaware, Louisiana, Montana, and South Carolina.

Are U.S. territories eligible?

Yes — American Samoa, Guam, Northern Mariana Islands, Puerto Rico, U.S. Minor Outlying Islands, and U.S. Virgin Islands are included.

What do I need for my first reward?

Be in profit, flat (no open/pending orders), and provide a completed IRS W-9 plus proof of U.S. bank account ownership in your name.

Do I need to be a U.S. citizen?

No. You must be a legal U.S. resident (or a U.S.-incorporated entity) living in an eligible state/territory. A valid U.S. Tax ID is required for rewards.

Can I trade during news and keep positions overnight/weekend?

Yes — on the U.S. account type, both are allowed. Still, use strict risk controls and respect all program rules.

I moved abroad. Can I stay with FTMO US?

No. If you relocate outside the U.S., you’ll need to switch to FTMO Global or FTMO AU (subject to conditions). Existing products don’t transfer; you start a new Challenge after the switch.

Ready to confirm eligibility and start?

If your state is eligible and your documents are ready, take the Free Trial or jump straight into the Evaluation.

Start the FTMO US Challenge

Official resources

Disclosure: FTMO US provides a simulated, educational environment. Performance in simulation does not guarantee results in live markets. This article includes a partner affiliate link.