FundedNext Review

TL;DR — FundedNext gives disciplined FX, index, metal & crypto traders up to 95 % profit split, no time‑limit challenges, and a 24‑hour payout promise (or they add $1 000 to your withdrawal).

Below you’ll find everything you need to decide whether it’s the right prop firm for your style

Why Traders Pick FundedNext

• Huge profit share: 80 % out of the gate, scaling to 90 – 95 % when you hit performance milestones.Source
• No time pressure: Both Stellar 1‑Step & 2‑Step challenges have zero time limits. Trade at your own pace.
• Fast payouts: Average disbursement ~5 h; if they miss 24 h you pocket an extra $1 000.Source
• 126 000+ funded accounts and $147 m+ paid to traders to date.Source
• Platforms: MT4, MT5, cTrader & Match‑Trader. Expert Advisors, copy‑trading (within your own log‑in) and news trading allowed.

Funding Models Explained

Model	Phases	Profit Target	Max Daily DD	Max Overall DD	Min Days	First Payout
Stellar 2‑Step	2	8 % → 5 %	5 %	10 %	5	21 days
Stellar 1‑Step	1	10 %	3 %	6 %	2	5 days
Stellar Lite	2	8 % → 4 %	4 %	8 %	5	21 days

Minimum account size is $6 000; funding scales to $200 000 per account and you can hold multiple accounts up to $600 000 combined.

Stellar 2‑Step — Full Fee Table

Account	Fee	Phase 1 Target (8%)	Phase 2 Target (5%)	Max Daily Loss (5%)	Max Overall Loss (10%)
$6 000	$59	$480	$300	$300	$600	Get Plan
$15 000	$119	$1 200	$750	$750	$1 500	Get Plan
$25 000	$199	$2 000	$1 250	$1 250	$2 500	Get Plan
$50 000	$299	$4 000	$2 500	$2 500	$5 000	Get Plan
$100 000	$549	$8 000	$5 000	$5 000	$10 000	Get Plan
$200 000	$999	$16 000	$10 000	$10 000	$20 000	Get Plan

Stellar 1‑Step — Key Specs

• Single 10 % target — no second phase.
• Drawdown: 3 % daily / 6 % overall.Source
• No time limit but you must trade 2 separate days.
• First payout after 5 trading days.
• Fees are ~10–20 % higher than the equivalent 2‑Step account (e.g. ~$65 for a $6 k account)

When 1‑Step makes sense: You’re confident you can hit 10 % quickly and value faster payouts over lower fees/drawdown headroom.

Stellar Lite — Budget‑Friendly Starter

• Phase targets: 8 % then 4 %.
• Drawdown: 4 % daily / 8 % overall.Source
• Entry fees from $32 for a 5 k account.Source
• Same 80 → 90 % profit split once funded.

Add‑Ons & Scaling

Add‑On	Benefit	Extra Cost
Lifetime 95 % Split	Highest split from day 1	+25 % (1‑Step) / +30 % (Lite & 2‑Step)
No Min Trading Days	Remove 5‑day rule	+25 % (1‑ & 2‑Step) / +20 % (Lite)
150 % Fee Refund	150 % challenge fee back with first payout	+10 % (1‑ & 2‑Step)
Bi‑Weekly Payouts	Get paid every 14 days	+25 % (2‑Step) / +15 % (Lite)

Scaling: every time you hit 10 % profit on a funded account, FundedNext adds 40 % to your balance (up to $4 million across linked accounts).

Payout Promise

Pros & Cons

Tips to Pass FundedNext Challenges 

1. Throttle lot size on day one. FundedNext measures drawdown on a closed‑equity + floating basis. Starting small lets you test server latency and spread without risking a soft breach.
2. Bank early gains. After you hit half the target (e.g., 4 % in Phase 1) drop risk to 0.25–0.5 R so a single loser can’t claw you below the requirement.
3. Avoid red‑flag strategies. Grid, martingale and latency arbitrage EAs pass occasionally but often trigger manual reviews that void payouts. Keep risk per trade ≤2 % and a trade history that looks human.
4. Use weekend close EA. Stellar models allow weekend holding, but spreads can blow through the 5 % daily limit at rollover. Auto‑closing on Friday protects progress.
5. Plan for slippage on news. News trading is allowed; just widen stop‑loss buffer in volatile releases or trade smaller to absorb slips.

FundedNext publishes breach stats — over 53 % of failed accounts blow the daily drawdown, not the total DD. Your primary enemy is intraday volatility, so cap position size accordingly.

Final Verdict

FundedNext remains one of the most trader‑centric prop firms in 2025. Their no‑deadline challenges, generous add‑ons and 24‑hour payout guarantee make them ideal for swing traders and algo devs alike. If you can operate within tight risk limits and hit realistic growth targets, the 90 – 95 % split is market‑beating.

FAQs